Planning today can make a difference tomorrow.
Our process for designing a comprehensive estate plan—one that is crafted for your individual financial needs while you are alive and helps to protect your estate’s assets for your beneficiaries upon your death—involves creating a sophisticated financial condition model. Our detailed process accounts for your own individual needs and objectives, the long-term impact of taxation, inflation and living expenses and any financial strategies currently in place. We then build your estate plan from there.
It is no secret estate taxes can significantly impact the wealth you have accumulated in your lifetime. By taking full advantage of tax credits and deductions provided by the Internal Revenue Code and our expertise in estate preservation strategies, we create a customized estate plan that includes:
Will and Trust Strategies
We will work with your attorney to recommend the most effective solutions for maximizing asset protection and minimizing costly probate delays.
Property Ownership Alternatives
Proper titling of your assets ensures that your primary and contingent beneficiaries are appropriately coordinated with your existing will and trust documents.
Estate Tax Reduction
We will determine your current estate tax liability and take steps to minimize estate settlement costs with an eye on future growth and potential tax code changes.
Life Insurance Analysis
Arrangement of your current life insurance may be causing unnecessary taxation within your estate. We will build your Menu Of Solutions™ to help you make informed decisions.
Qualified Plan Distribution
We will suggest customized strategies to minimize the drain that income and estate taxes can have on your qualified plan during your life and at death.
Family Gifting Strategies
We can advise you on restructuring your will, if necessary, to utilize unified credit during your life. We may also present strategies for gifting money to your family while retaining certain control of your assets.
Coordinating your lifetime giving with charitable planning at death can help you leverage the substantial tax advantages of philanthropy.